| Buyer
 Choosing your real estate professional is, perhaps, the most important decision you will make when buying property. I believe the more you look around, the more you will see the value of working with me.
However, no matter whom you choose, these simple tips will help you find and purchase the home of your dreams more quickly and efficiently. If you're a first-time buyer you can find more information here.
Before you shop:
Be a smart consumer. Learn the financing basics. Know how to shop for a home loan that's right for you.
Get pre-approved. This takes very little time and lets you know the price range that fits your lifestyle.
Know what you want. The last thing you need is to close a deal and realize you bought a house you don't want. Ask yourself what you're looking for in a home, before you shop. Think about size, commute time and necessary repairs.
Keep your debt load to a minimum. Don't make major purchases or incur any additional debt until after your purchase. Pay down credit cards and don't apply for new ones. Remember, financial institutions evaluate your financial situation on your gross monthly income. Your total monthly house costs should not exceed 28 percent of your gross monthly income.
Be prepared to view new properties quickly. Sometimes homes sell quickly, so be ready to make fast decisions. Be accessible to change the terms.
Have instant access to your agent. Instant communication can mean the difference in purchasing the property of your choice.
Before you buy:
Submit a strong competitive offer.
Include a substantial earnest money deposit. Sometimes offers are accepted based on the amount of the deposit.
Try to minimize the number of contingencies. Fewer contingencies mean a stronger offer.
Hire an inspector. A professional building inspector or appraiser will make sure the house of your choice is in satisfactory condition.
 Check zoning regulations and covenants. Good residential neighborhoods will be zoned to keep out commercial and industrial users. Read any restrictive covenants and make sure they fit your lifestyle.
Request an updated property survey. Be sure it clearly marks boundaries. Check for problems.
Make sure you know what stays or goes.
Your contract should be very specific about which items (appliances, etc) are included in the sale.
Get agreements in writing. Make certain verbal agreements are written into the final contract to avoid any stressful and expensive issues later.
Thank you to our affliates in other states who provide practical relocating and buying information:
Adirondack Real Estate | Adirondack Real Estate For Sale | Upstate
New York Real Estate | Lake Champlain Real Estate
Adirondack Real Estate, Buying and Selling Adirondack Real
Estate, Search the entire Adirondack MLS, Get prequalified for a mortgage.
Belize Real Estate | Belize Property For Sale | Belize Real Estate
For Sale | Real Estate For Sale In Belize
Belize Real Estate, Buying and Selling Belize Real Estate,
Search the entire Belize MLS, Get prequalified for a mortgage.
Real Estate Hawaii | Oahu Real Estate | Maui Real Estate | Hawaii
Real Estate
Hawaii Real Estate, Buying and Selling Hawaii Real Estate,
Search the entire Hawaii MLS, Get prequalified for a mortgage.
Lake Tahoe Real Estate | Lake Tahoe Homes For Sale | Lake Tahoe
Homes | Lake Tahoe Real Estate
Lake Tahoe Real Estate, Buying and Selling Lake Tahoe Real
Estate, Search the entire Lake Tahoe MLS, Get prequalified for a mortgage.
Las Vegas Real Estate | Las Vegas Real Estate For Sale | Real
Estate In Las Vegas | Las Vegas Nevada Real Estate | Las Vegas Condos
Las Vegas Real Estate, Buying and Selling Las Vegas Real
Estate, Search the entire Las Vegas MLS, Get prequalified for a mortgage.
Tucson Real Estate | Tucson Arizona Real Estate | Tucson Homes For
Sale | Arizona Real Estate
Tucson Real Estate, Buying and Selling Tucson Real Estate,
Search the entire Tucson MLS, Get prequalified for a mortgage.
Find rental homes, vacation rentals and homes for rent by owner. FRBO.com, For Rent By Owner, lists out a number of rental homes, vacation rentals and other homes for rent, FRBO.
Search for apartments and houses for rent. Find an apartment rental, view listings of rental homes, list an apartment for rent and find homes available for rent in Las Vegas
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